Sonar Wealth’s Planning Services

  • Retirement Planning

    Retirement should be your reward for a life well-lived. I help you determine how much you need, strategize your savings, and create a sustainable withdrawal plan to enjoy retirement confidently.

  • Estate Planning

    Your legacy matters. I help you understand and organize your estate planning needs, ensuring your assets are distributed according to your wishes and minimizing taxes for your heirs.

  • Career Coaching

    Navigating your career journey requires thoughtful financial guidance. From early career decisions to retirement transitions, I provide tailored financial planning for every stage.

  • Investment Planning

    Whether you’re new to investing or seeking to optimize your portfolio, I help you align your investments with your goals, risk tolerance, and timeline to grow and protect your wealth.

  • Tax Planning

    Take a proactive approach to minimizing your tax burden. I work with you throughout each year to implement strategic tax-saving measures, optimize deductions, and ensure your tax plan aligns with your overall financial goals.

  • Cash Flow & Debt Management Planning

    Understanding where your money goes is the foundation of financial success. I help you create a budget, manage your expenses, and develop a plan to reduce debt, giving you greater control over your finances.

  • Insurance Planning

    Insurance protects what matters most. I review your insurance needs—health, life, disability, home & auto, and long-term care—to ensure you have the right coverage to protect yourself and your loved ones. I work with insurance professionals to provide quotes and insurance plans if needed, but I do not sell or receive commissions for these products.

  • Large Purchase Planning

    I help you plan for major purchases—like a home, vehicle, or vacation property—by evaluating affordability, funding options, and ensuring it aligns with your long-term goals.

  • Travel & Experience Planning

    Life is about experiences. I help you incorporate travel and once-in-a-lifetime adventures into your financial plan, ensuring you can enjoy your passions without compromising your long-term goals.

  • College Planning

    Education is a valuable investment. I assist you in saving for college, exploring tax-advantaged accounts, and making informed decisions about funding your children’s or grandchildren’s education.

  • Charitable Giving & Gift Planning

    Giving back can be deeply rewarding. I help you create a strategy for charitable donations and gifts that aligns with your values while maximizing tax benefits and leaving a lasting impact.

  • Small Business & Franchise Startup Planning

    I work with you through the financial steps of starting a small business or franchise, helping you evaluate opportunities, manage risks, and build a solid foundation for success.

A couple things to mention regarding my pricing below…

  • I am not the cheapest, but I am also not the most expensive financial advisor!

    Many traditional firms that offer general financial planning services will sell you commission-based products and/or charge you 1% of your investable assets each year. They also usually require you to transfer all of your money into an account they manage for you.

    With that fee model, I have seen traditional firms charge annual fees of over $10,000, $25,000, or even $50,000+ to their clients!

    What’s even worse is that you don’t necessarily get more services just because you pay a higher fee.

    I charge everyone the same flat-fee, everyone gets customized financial planning & career guidance (if needed), and you have the option to hold your money at the brokerage(s) or bank(s) where you are most comfortable.

  • Many traditional advisors have 400+ client households to manage. It can be difficult to get a hold of them or meet them more than once a year with that kind of workload.

    As long as my clients are available, I’d like to meet with them every month to help them stay on track, and to adjust their financial plans as their lives change.

    My goal is to never have more than 50 client households to manage each year. That way, it will be easier for you to get a hold of me when you need me.

My Flat-Fee Pricing

$5000 / year

(paid monthly at $416.66/month)

This service provides a comprehensive financial plan, 1-on-1 monthly coaching & accountability sessions, and all of the individual services listed in the section above.

I require an initial commitment of 12 months of services (to pay for the initial financial plan). *After the first year, you can cancel at any time if ongoing support is no longer needed or desired.

*Cancellations must be requested in writing and with 30 days of notice (an email is fine).

The first step is a 30-minute introductory call to see if there is a mutual fit for us to work together. If you are ready, click the button below to schedule that intro meeting.